Specified Illness Cover provides a lump sum cash payment which enables you to take care of yourself and your family if you were diagnosed with a serious illness such as cancer, heart attack or stroke. Being diagnosed and suffering from a Specified Illness can have an enormous effect on the health of the person in question and indeed the well-being of those around them.

But what about the financial consequences? Coping with a serious illness is a challenge enough in itself, but thankfully due to medical advancements for most people life and living must go on. Everyday bills such as mortgages/rent; groceries; utility bills; children’s education etc will still need to be paid along with lifestyle adaptations or home improvements that may need to be made and paid for. You may need to take time off work to undergo treatment, to convalesce or to allow time for rehabilitation. A Serious or progressive illness may mean that you would be unable to return to your job or even the workforce.

There is limited assistance available for those suffering a serious illness and the level of financial assistance is unlikely to be enough to support basic lifestyle, especially if you have children.

There are a number of options that will help you cope financially in the event of being diagnosed with a serious illness and you then can concentrate your energy on your recovery.

With Serious Illness Cover in place, upon diagnosis and acceptance of your claim you will receive a cash lump sum which you can use however you wish.

By having adequate Serious Illness cover you are providing you and your family with options.

Not all Serious Illness cover is the same. As Independent Financial Brokers, not only can we make a fair analysis of the market and compare the various policies available with regard to illnesses covered, additional benefit and cost we are also there to provide support if you are diagnosed with an illness and provide you with guidance during claim stage. Because no two policies are the same our professional training, expertise and experience will assist you in choosing the correct policy.

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Please Note: The calculator and all of the illustrative figures are provided by Friends First and are estimates only. It has been designed
to provide guideline indicators on your pension requirements. It is recommended that you speak to your broker before buying any
financial product.”